SumUp vs Zettle: Best No-Contract Card Reader
Updated July 2026
Two popular no-monthly-fee options compared
See Dojo Rates InsteadAlready considering switching?
Get exclusive Dojo rates through CapExpand - no contracts, next-day settlements, and free terminal replacement.
| Feature | SumUp | Zettle |
|---|---|---|
| Transaction Fee | 1.69% (Cheapest) | 1.75% |
| Hardware | £29-£39+VAT | £29+VAT |
| Monthly Fee | £0 | £0 |
| Works Internationally | 30+ countries | 10+ countries |
| PayPal Integration | No | Yes |
Which is cheaper: SumUp or Zettle?▼
SumUp is cheaper: 1.69% transaction fee vs Zettle 1.75%. Hardware: SumUp £29-39, Zettle £29. Over 3 years with £10k/month sales, SumUp saves approximately £216. Both have no monthly fees.
Why Not Switch to Dojo Instead?
Get exclusive Dojo rates through CapExpand - no contracts, next-day settlements, and dedicated UK support.
Get Your Dojo QuoteSources and references
CapExpand Ltd (Company No. 14433858) is an authorised Dojo partner, not a card machine manufacturer. We are not currently authorised or regulated by the Financial Conduct Authority. Card machine pricing and availability are subject to change. All information on this page is for general guidance only.