Introduce your clients. We arrange the finance. Your client stays yours.
For accountants, advisers, brokers and firms that meet trading businesses every week. A regulated UK business finance broker with a panel of 200+ lenders, a named contact for every case, and a referral fee on every completed deal.
Two-minute application · A call before your first introduction · Callback within one working day, usually within a couple of hours
- Regulated
- Appointed Representative of White Rose Finance Group Limited (FRN 630772). Our FRN 1060885. Check the register
- Panel
- 200+ UK lenders and 1,800+ products, £5,000 to £25 million, checked September 2026.
- Tracking
- A dashboard with your referral link, every case's stage, and each fee before it is paid.
- Company
- CapExpand Ltd, Companies House 14433858, ICO ZB789649, Annesley, Nottingham.
Who introduces to us
People whose clients ask them about money before they ask a bank.
Accountants and bookkeepers
You see the cash-flow squeeze in the numbers first. Introduce the client; we handle the lenders and report back.
IFAs and mortgage brokers
Your client's company needs premises, a van or working capital. Keep the relationship, pass the commercial case.
Commercial finance brokers
A case outside your panel or your appetite. Introduce it rather than lose it.
Solicitors and business advisers
Acquisitions, buy-outs, refinancing and property deals that need funding to complete.
Resellers who meet trading businesses
Card machines, telecoms, software, fit-outs. Your customers grow; growth needs money.
Anyone with one client in mind
You do not need a pipeline. One good introduction is enough to start.
How it works
- 1
Introduce
Send the client's name and number through your dashboard or referral link, with their permission, and tell them we pay you a fee. Or ask us to call them.
- 2
We arrange
A named case handler checks the case against the panel, puts it only to lenders whose criteria fit, and sets the offers out for the client. No advice, the client decides.
- 3
You are paid
When the deal completes and the lender has paid us, your fee shows on the dashboard and is paid to your bank. You see every stage in between.
What you get
- Business funding: up to £2,000 per completed deal, scaled to the facility size.
- Card machines: £200 to £1,000 per live card machine account.
- A named contact who tells you where each case is, not a portal that goes quiet.
- Your client back when the deal is done. We do not sell them anything else.
- A dashboard with your referral link, every case, and each fee before it is paid.
- Introduction wording you can send as it is, approved for use with our regulated status.
What we ask of you
- Introduce only. Do not recommend a product, a lender or a structure to the client.
- Tell the client, before you pass their details, that CapExpand pays you a referral fee.
- Never take a fee, a deposit or any money from the client for the introduction.
- Only pass details with the client's permission, and only what we need: name, business, phone, what the money is for.
- Sole traders and partnerships only if your firm has its own basis for credit broking (see the FAQ).
- Do not describe us as your partner, your panel or "our finance team". We are a separate, regulated firm.
The terms, in short
A written introducer agreement follows your application and is signed before the first fee is paid. Its substance is this: fees are as published on this page and shown on your dashboard per deal; they are paid after completion once the lender or provider has paid us; we may decline any introduction and will say why; you introduce only, give no advice and handle no client money; you tell the client about the fee; both sides keep client data under UK GDPR and use it only for the introduction; either side can end the arrangement on 30 days' notice, and fees already earned are still paid.
Questions before you apply: hello@capexpand.com
Introducer questions
Who can introduce clients to CapExpand?▼
Any UK firm can introduce limited companies and LLPs, because arranging business finance for a company is not a regulated activity. Sole traders and partnerships of two or three people can only be introduced by a firm with its own basis for credit broking: FCA authorisation with credit broking permission, Appointed Representative or Introducer Appointed Representative status with an authorised principal, or an accountancy firm using the ICAEW or ACCA consumer credit arrangements for exempt professional firms. We ask which applies on the form and confirm it on the phone before the first introduction.
What do I have to do?▼
Tell the client about us, tell them we pay you a referral fee, and pass their details to us with their permission, or give them your referral link. That is the whole job. You do not advise on products, you do not take money from the client, and you do not fill in lender applications.
How much is the referral fee and when is it paid?▼
Business funding pays up to £2,000 per completed deal, scaled to the facility size. Card machines pay £200 to £1,000 per live card machine account. Fees are paid after the deal completes and the lender or provider has paid us, into the bank details on your dashboard. The exact amount for each deal is shown on the dashboard before it is paid.
Does my client stay my client?▼
Yes. We arrange the finance and hand back. We do not market accountancy, advice or any other service to the businesses you introduce, and we tell you where the case is at each stage so you are never the last to know.
Does using an introducer cost the client more?▼
The lender pays us a commission when a deal completes and we share part of it with you. The client pays us nothing. Different lenders pay different amounts under different models, and we tell the client the amount for their deal on request, as we do for every client.
Is CapExpand regulated?▼
CapExpand Ltd (FRN 1060885) is an Appointed Representative of White Rose Finance Group Limited, which is authorised and regulated by the Financial Conduct Authority (FRN 630772). We are a credit broker, not a lender, and we do not give advice. You can check both firms on the Financial Services Register.
Can I introduce a case I could not place myself?▼
Yes, and commercial finance brokers do. If a case sits outside your panel or your appetite, introduce it and we put it to the lenders on ours. We tell you if we cannot help before anything goes to a lender.
Apply to introduce
Two minutes. We review every application by hand and call you before your first introduction.
Important information
CapExpand Ltd (FRN 1060885) is an Appointed Representative of White Rose Finance Group Limited, which is authorised and regulated by the Financial Conduct Authority (FRN 630772). We are a credit broker, not a lender, and we do not provide financial, tax or legal advice. We work with a panel of lenders whose particulars are available on request. If a deal completes the lender pays us a commission, at no cost to you; different lenders pay different amounts under different models, and we will tell you the amount for your deal on request. All lending is subject to status, valuation where applicable and the lender's own checks.
Referral fees are paid to introducers out of the commission CapExpand receives from lenders and providers. Card machine services are separate from our credit broking, are not regulated by the Financial Conduct Authority and are not provided on behalf of our principal.
Registered office: Pure Offices, Lake View Drive, Annesley, Nottingham, NG15 0DT. Company No. 14433858.