Funding explained clearly
We connect UK businesses with funding from established lenders on our panel. A real person reviews your application and finds options that may suit your business.
From £5,000 to £1,000,000 for eligible UK businesses.
We introduce you to lenders that may suit your turnover and trading history.
Repay as a % of card sales · One fixed fee, no compounding · Most funded within 72 hours
Business funding currently available for Ltd and LLP businesses
Trusted Funding Partners
We introduce businesses to established UK funding providers
Who could fund your business?
We work with established, reviewed UK lenders - here's who they are
“We needed £30K for Christmas stock. Alex called back the same afternoon and we had the money in three days.”
Tom M. · Hospitality · Manchester
How the process works
A simple four-step process with clear updates at each stage.
Submit your details
Complete a short form with your business details and funding requirement.
We check your details
We look at your profile and introduce you to lenders from our panel that may be suitable.
Your account manager explains your options
Not a call centre. Alex walks you through the costs, repayment terms, and what to expect. One fixed fee agreed upfront - no compounding interest, no surprises.
Funds land in your account
Once accepted, funds can land the same day. Most businesses are funded within 72 hours. You repay a small percentage of your daily card sales - quiet days, you pay less.
Am I eligible?
Find out in 30 seconds with our quick eligibility checker
Why business owners choose CapExpand
Clear introductions to lenders that may suit your business.
Funded in as little as 24 hours
Some businesses receive funds the same day they apply. Most are fully funded within 72 hours. As one business owner said: "All processes took less than an hour."
Repay as a % of your sales
Quiet week? You pay less. Busy week? You pay more. One fixed fee agreed upfront - no compounding interest. "No surprise charges, and their fees are easy to understand."
Businesses come back again and again
Our primary lender has a 4.8 Trustpilot rating. Clients regularly take a second and third round of funding because the process is simple and the terms are clear.
Real businesses, real funding
See how businesses like yours used funding to grow
Fashion Retail
Seasonal stock purchase
“The bank took weeks. CapExpand moved quickly and explained everything clearly.”
Funded within days
Restaurant & Hospitality
Kitchen refurbishment
“They compared options and explained costs clearly. No surprises.”
Funded within a week
Fitness & Wellness
New equipment
“Better rate than expected. The team genuinely cared about finding the right deal.”
Funded within days
Ready to discuss your options?
Get in touch and we'll introduce you to lenders that may suit your business.
What Business Owners Say About Our Funding Service
Real funding stories from UK businesses
"The bank took weeks. CapExpand moved quickly and the repayments flex with our sales, so quieter months aren't stressful."
S.M.
Fashion Retail
"They compared options, explained the costs clearly, and we had the money within a week. No hidden fees, exactly as quoted."
J.T.
Restaurant & Hospitality
"I was nervous about taking funding but CapExpand walked me through everything. Repayments come straight from card sales so I barely notice them."
R.P.
Hair & Beauty
"Needed to expand our fleet quickly. The whole process from application to money in our account was days, not weeks."
M.E.
Transportation
"As a seasonal business, traditional loans terrified me. With a merchant cash advance I pay less when it's quiet and more when it's busy."
C.D.
Bakery & Café
"Needed new equipment urgently. CapExpand found us a better rate than we expected. They were upfront about all costs - no surprises."
T.R.
Fitness & Wellness
"The bank took weeks. CapExpand moved quickly and the repayments flex with our sales, so quieter months aren't stressful."
S.M.
Fashion Retail
"They compared options, explained the costs clearly, and we had the money within a week. No hidden fees, exactly as quoted."
J.T.
Restaurant & Hospitality
"I was nervous about taking funding but CapExpand walked me through everything. Repayments come straight from card sales so I barely notice them."
R.P.
Hair & Beauty
"Needed to expand our fleet quickly. The whole process from application to money in our account was days, not weeks."
M.E.
Transportation
"As a seasonal business, traditional loans terrified me. With a merchant cash advance I pay less when it's quiet and more when it's busy."
C.D.
Bakery & Café
"Needed new equipment urgently. CapExpand found us a better rate than we expected. They were upfront about all costs - no surprises."
T.R.
Fitness & Wellness
"The bank took weeks. CapExpand moved quickly and the repayments flex with our sales, so quieter months aren't stressful."
S.M.
Fashion Retail
"They compared options, explained the costs clearly, and we had the money within a week. No hidden fees, exactly as quoted."
J.T.
Restaurant & Hospitality
"I was nervous about taking funding but CapExpand walked me through everything. Repayments come straight from card sales so I barely notice them."
R.P.
Hair & Beauty
"Needed to expand our fleet quickly. The whole process from application to money in our account was days, not weeks."
M.E.
Transportation
"As a seasonal business, traditional loans terrified me. With a merchant cash advance I pay less when it's quiet and more when it's busy."
C.D.
Bakery & Café
"Needed new equipment urgently. CapExpand found us a better rate than we expected. They were upfront about all costs - no surprises."
T.R.
Fitness & Wellness
"The bank took weeks. CapExpand moved quickly and the repayments flex with our sales, so quieter months aren't stressful."
S.M.
Fashion Retail
"They compared options, explained the costs clearly, and we had the money within a week. No hidden fees, exactly as quoted."
J.T.
Restaurant & Hospitality
"I was nervous about taking funding but CapExpand walked me through everything. Repayments come straight from card sales so I barely notice them."
R.P.
Hair & Beauty
"Needed to expand our fleet quickly. The whole process from application to money in our account was days, not weeks."
M.E.
Transportation
"As a seasonal business, traditional loans terrified me. With a merchant cash advance I pay less when it's quiet and more when it's busy."
C.D.
Bakery & Café
"Needed new equipment urgently. CapExpand found us a better rate than we expected. They were upfront about all costs - no surprises."
T.R.
Fitness & Wellness