Funding when the bank takes too long
We work with five UK lenders. Send us your details and we'll come back with what's actually available for your business and how it would repay. No application until you've seen the numbers.
From £5,000 to £500,000 for eligible UK businesses.
Decision usually within 24 hours.
iwoca and Funding Circle are FCA authorised. Merchant cash advance products are not FCA regulated.
If you take card payments, a merchant cash advance is usually the fastest route. We've written a plain-English guide to how that works on our merchant cash advance page.
Repay as a % of card sales · One fixed fee, no compounding · Most funded within 72 hours
Business funding currently available for Ltd and LLP businesses


Who could fund your business?
The five UK lenders we work with. All require a personal guarantee.
How the process works
A simple four-step process with clear updates at each stage.
Submit your details
Complete a short form with your business details and funding requirement.
We check your details
We look at your profile and introduce you to lenders from our panel that may be suitable.
Your account manager explains your options
Not a call centre. Your dedicated account manager walks you through the costs, repayment terms, and what to expect. One fixed fee agreed upfront - no compounding interest, no surprises.
Funds land in your account
Once accepted, funds can land the same day. Most businesses are funded within 72 hours. You repay a small percentage of your daily card sales - quiet days, you pay less.
“We needed £30K for Christmas stock. Alex called back the same afternoon and we had the money in three days.”
Tom M. · Hospitality · Manchester
Recently funded
Anonymised cases from our records.
Fashion retailer
Seasonal stock
Funded within days
Restaurant
Kitchen refurbishment
Funded within a week
Gym
New equipment
Funded within days
Got a specific question? See our funding FAQs.
Ready to discuss your options?
Get in touch and we'll introduce you to lenders that may suit your business.