Funding when the bank takes too long
We introduce UK businesses to lenders on our panel for £5,000 to £1,000,000. You see the numbers before any application.
iwoca and Funding Circle are FCA authorised. Merchant cash advance products are not FCA regulated.
Business funding currently available for Ltd and LLP businesses
What we cover
Every product we introduce has its own plain-English guide. Pick the one that fits.
Commercial mortgages
Buy or refinance the premises your business trades from.
Bridging finance
Short-term property money at speed. The classic case is an auction purchase a mortgage could never complete in time for.
Development finance
Funding a build or major conversion, drawn down in stages as the work gets done.
Buy-to-let mortgages
For rental property held in a limited company or SPV. Lenders size these on the rent, not your salary.
Business loans
The classic borrow-a-lump-sum, repay-monthly product, secured or unsecured.
Asset finance
Spread the cost of vehicles, plant and machinery instead of paying cash up front.
Invoice finance
Release cash tied up in unpaid invoices.
Property finance
The umbrella guide if you know it involves property but not which product yet.
Working capital
Cash for stock, payroll and the day-to-day.
Merchant cash advance
A fast advance repaid as a small share of card takings, so a quiet month doesn't squeeze you.
Who could fund your business?
The lenders we place most business with. All require a personal guarantee. Beyond these, our introducer network gives us access to over 250 lenders for cases that need something different.
What we can fund
We are not a one-product shop. Tell us what you need and we will introduce you to the lenders on our panel best placed to do it.
How the process works
A simple four-step process with clear updates at each stage.
Submit your details
Complete a short form with your business details and funding requirement.
We check your details
We look at your profile and introduce you to lenders from our panel that may be suitable.
Your account manager explains your options
Your dedicated account manager walks you through the costs, repayment terms, and what to expect. One fixed fee agreed upfront - no compounding interest, no surprises.
Funds land in your account
Once accepted, funds can land the same day. Most businesses are funded within 72 hours. You repay a small percentage of your daily card sales - quiet days, you pay less.
“We needed £30K for Christmas stock. Alex called back the same afternoon and we had the money in three days.”
Tom M. · Hospitality · Manchester
Recently funded
Real clients, published with their permission. Read the full stories.
Got a specific question? See our funding FAQs.
Ready to discuss your options?
2-minute form. Soft credit check. Decision usually within 24 hours, and most businesses are funded within 72.
CapExpand Ltd (Company No. 14433858) is a commercial finance introducer, not a lender. We are not currently authorised or regulated by the Financial Conduct Authority and do not provide financial advice. All information on this page is for educational purposes only. Funding is subject to status and lender criteria. CapExpand will receive a commission from providers at no extra cost to you.