Restaurant Funding
When You Need It Most
£5,000 to £1,000,000 for renovations, equipment upgrades, staff costs, or seasonal cash flow.
We aim to get back to you within 24 hours. Trading history matters more than credit score.
We Fund Restaurant Growth
Whatever stage you're at, we can help
Dining Area Refurbishment
£15K-£50KModernize your space to attract more customers. New furniture, decor, lighting, and ambiance upgrades.
- Interior redesign
- New seating & tables
- Lighting upgrades
- Bar renovation
Kitchen Equipment
£10K-£40KUpgrade to commercial-grade equipment. Increase capacity, improve efficiency, meet health standards.
- Commercial ovens
- Walk-in fridges
- Extraction systems
- Prep equipment
Staff Costs & Recruitment
£5K-£25KCover wages during quiet periods or when hiring and training new team members.
- Chef recruitment
- Training programs
- Seasonal staff
- Retention bonuses
Seasonal Cash Flow
£10K-£60KBridge the gap during quiet months. Stock up for peak season. Maintain operations year-round.
- Winter cash flow
- Pre-summer stock
- Marketing campaigns
- Menu development
Expansion & New Locations
£25K-£100KOpen a second location or expand your current premises. Capitalize on success.
- Lease deposits
- Fit-out costs
- Equipment for new site
- Initial stock
Emergency Repairs
£5K-£30KUnexpected equipment failure? Urgent repairs needed? Get funding within 48 hours.
- Boiler replacement
- Fridge breakdown
- Structural repairs
- Emergency upgrades
Why Restaurants Choose CapExpand
We understand the unique challenges of the hospitality industry
Based on Card Sales
Restaurants have high card payment percentages. Credit is checked, but lenders weigh your revenue and card sales more heavily than banks do.
Seasonal Flexibility
Quiet in January? Pay less. Packed in December? Pay more. Repayments automatically adjust to your revenue throughout the year.
Fast Turnaround
Kitchen equipment broken? Staff crisis? Competitor opening next door? Funding typically in 48 hours, not 6-8 weeks like traditional loans.
Hospitality Experts
Our team understands restaurant cash flow, seasonal patterns, and industry challenges. We speak your language and move at your speed.
Flexible Requirements
Personal guarantees not typically required. Terms vary by lender. Funding assessed on business performance.
Transparent Costs
Fees explained upfront. You know exactly what you'll repay before you sign. Factor rates typically 1.3-1.5x for restaurants.
Fund Your Restaurant's Next Chapter
UK restaurants use CapExpand funding for renovations, equipment, staff, and growth.
We aim to respond within 24 hours • No credit check for quote • Personal guarantee required