Your biggest competitor just doubled their ad spend. Can you afford not to?
E-commerce moves fast. If you can't stock up before peak season, fund the ad campaign, or hire the extra staff, someone else will. Our funding lets you invest now and repay as a percentage of your sales. Busy month? Pay more. Quiet month? Pay less.
Works with Shopify, Amazon, eBay, Stripe, PayPal. Most funded within 72 hours.
The e-commerce timing problem
You need to spend money before you make it. Stock has to be ordered months before peak. Ads need budget before they generate sales. Warehousing needs paying upfront. Traditional banks take 6-8 weeks to decide - by then, peak season is over and your competitor took the market share.
72h
Typical time from application to funds in your account. Same-day possible for urgent cases.
Flex
Repay as a % of daily sales. Post-Christmas slump? Repayments drop automatically.
Repeat
Once you've repaid, you can access more. Many businesses take second and third rounds.
What e-commerce businesses actually use it for
Stock before peak season
Black Friday, Christmas, summer - you need inventory before the rush, not during it. Fund a bulk order, negotiate better supplier prices, and sell at full margin when demand hits.
Scale ad spend when it's working
You've found a winning product and a winning ad. Every pound you put in returns three. But your cash is tied up in stock. Funding lets you scale the campaign while the window is open.
New product line launch
Minimum order quantities, packaging design, photography, listing setup. A new line costs money before it earns any. Get it funded, launched, and paying for itself within weeks.
Warehouse and fulfilment
Move from your spare room to a proper warehouse. Hire a 3PL. Buy packaging equipment. The infrastructure to go from 50 orders a day to 500.
International expansion
New market stock, localised listings, international shipping setup, local partnerships. Breaking into Europe or the US costs real money upfront.
Working capital between payouts
Amazon pays every two weeks. Shopify batches payments. PayPal holds funds. Funding bridges the gap so you can keep ordering stock and running ads without waiting.
“So quick and easy. Super friendly. My second time now. The funds have enabled me to revamp my business without breaking the bank. Would definitely recommend.”
Verified business owner, YouLend Trustpilot review
Stock up, scale up, stay ahead
3-minute form. Works with all major platforms. Most funded within 72 hours.