Business funding,
sorted properly.

We help UK business owners find suitable funding from £10K to £500K. A real person reviews your case, explains your options, and supports you through to payout.

Soft credit check only·Decision in 24 hours·FCA-regulated lenders
0+
Businesses funded
0%
Approval rate
24h
Avg decision
£0M+
Total funded

What we actually do

A broker, not a marketplace

We don't just send your details to a list of lenders. A real person reviews your case and recommends options that actually fit — based on your turnover, trading history, and what you need the money for.

Repayments that flex

Most of our funding products take a small percentage of your card sales. Quiet month? You pay less. Busy month? You pay more. No fixed monthly bills that ignore your cash flow.

Fast when it matters

Most eligible businesses get a decision the same day. Funds land in 1–3 working days. We've had clients go from first call to funded in 48 hours.

One point of contact

You speak to one person throughout. They explain the costs, talk you through the terms, and handle the paperwork. No call centres, no handoffs.

How it works

1

Fill in a short form

Takes about 2 minutes. We need your monthly card sales, how long you've been trading, and how much you're looking for.

2

We review your case

A broker looks at your details and matches you with suitable lenders from our panel.

3

We call you back

We talk through your options, explain the costs, and answer any questions before you decide.

4

Get funded

Once you accept an offer, funds typically land in your account within 1–3 working days.

What our customers say

Names shortened for privacy. Shared with permission.

We needed £30K for Christmas stock and I was worried about getting it sorted in time. Alex called me back the same afternoon, explained exactly what the repayments would look like, and we had the money in three days. Dead straightforward.

Sarah M.
Hospitality · Manchester · £30K funded

I'd been turned down by my bank and wasn't sure where else to go. CapExpand got me approved with a different lender within 48 hours. The whole thing was way less stressful than I expected.

James T.
Retail · London · £15K funded

What sold me was that they actually listened. I explained our quiet season problem and they found us a merchant cash advance where repayments drop when takings drop. Six months in and it's working exactly as they said it would.

Emma L.
Boutique Hotel · Brighton · £45K funded

We connect you with established UK lenders

365 FinanceYouLendiwocaFunding CircleCapify

See what you could borrow

Quick estimate based on your monthly card sales. No credit check.

How Much Can You Borrow?

Get an instant estimate based on your monthly card sales. Soft credit checks only, no obligations.

£3K£17.5K£200K

Your Funding Range

Minimum:£21,000
Maximum:£43,750
Typical Amount:£32,375

Decision in 24 hours

Funds in 2-3 business days

Personal guarantee required

Better rates than going direct

Our broker relationships secure preferential rates that aren't available through direct applications. Average 15-25% cheaper factor rates.

* This is an estimate only. Actual funding amount depends on your business profile and lender approval. Representative example: £20,000 advance with 1.4 factor rate = £28,000 total repayment. 15% of card sales = ~9 month term.

Frequently Asked Questions

Quick answers to common questions about business funding

Ready to get started?

2-minute form. No hard credit check. A real person calls you back.

Business Funding & Payment Solutions UK | Fast Approval | CapExpand