Funding support from
real people
We help UK business owners compare suitable funding options from £10K to £500K.
Clear advice, fast answers, and support from application through to payout.
Why businesses choose CapExpand
Personal broker service from real people, not automated sales funnels.
Quick eligibility check with no hard credit search
A broker reviews your case before making recommendations
Funding from £10,000 to £500,000 for established UK SMEs
One point of contact from first call to funding outcome
Fast decisions
Most eligible cases receive a decision quickly, and many complete within 24-48 hours.
Repayments that fit trading
For eligible merchant cash advance products, repayments track card sales so cash flow stays manageable.
Founder-led support
You speak with real people who know the market. No chatbots and no scripted call-centre handoffs.
Powering leading UK businesses
We connect you with trusted funding and payments partners
How it works
Get funded in four simple steps. No complicated processes, no endless forms.
Share your details
Complete the short form so we can understand your business and what you need.
We review your case
A broker reviews your details and recommends suitable options from our panel.
You choose an option
We talk you through the terms, costs, and repayment structure before you proceed.
Complete and fund
Once approved and completed, funds are sent and you can focus back on the business.
No hard credit search to check eligibility • Short form • Fast response
What our customers say
Names are shortened for privacy and shared with permission.
"Needed extra stock funding before peak season. The process was clear, quick, and we had a decision the same day."
"I appreciated that someone actually called and explained the options properly instead of pushing one product."
"We were looking for flexibility around quieter months and got a structure that worked for our cash flow."
See how much you could borrow
Get your personalised funding estimate in 30 seconds
How Much Can You Borrow?
Get an instant estimate based on your monthly card sales. Soft credit checks only, no obligations.
Your Funding Range
Decision in 24 hours
Funds in 2-3 business days
Personal guarantee required
Better rates than going direct
Our broker relationships secure preferential rates that aren't available through direct applications. Average 15-25% cheaper factor rates.
* This is an estimate only. Actual funding amount depends on your business profile and lender approval. Representative example: £20,000 advance with 1.4 factor rate = £28,000 total repayment. 15% of card sales = ~9 month term.
The CapExpand difference
Personal service. Expert guidance. Fast decisions.
Dedicated Account Manager
Work directly with your personal account manager from application to funding. No bots, no automated responses.
Expert Partner Matching
We recommend suitable partners based on your business profile, urgency, and cash-flow needs.
24-Hour Decisions
Get approved fast. Most applications receive a decision within 24 hours, funds in 48 hours.
Personal finance brokering for UK businesses
Check your optionsSee how much you could borrow
Get your personalized funding estimate in 30 seconds
How Much Can You Borrow?
Get an instant estimate based on your monthly card sales. Soft credit checks only, no obligations.
Your Funding Range
Decision in 24 hours
Funds in 2-3 business days
Personal guarantee required
Better rates than going direct
Our broker relationships secure preferential rates that aren't available through direct applications. Average 15-25% cheaper factor rates.
* This is an estimate only. Actual funding amount depends on your business profile and lender approval. Representative example: £20,000 advance with 1.4 factor rate = £28,000 total repayment. 15% of card sales = ~9 month term.
More ways we can help your business
Card Machines
Competitive rates from 0.29%. Free terminal rental, no setup fees, next-day delivery.
Card machine options are provided through our trusted partner network.
Business Energy
Compare leading business energy tariffs to lock in better rates for your premises.
Ready to fund your next move?
Get your quote in 2 minutes. Personal service from application to funding.