YouLend Cash Advance Calculator
Starts from the ranges YouLend publishes. Swap in your own offer for an exact figure.
Facts checked 7 September 2026
Ranges taken from YouLend: merchant funding page and FAQ.
YouLend states one fixed fee and no interest, and repays it as a percentage of every sale, but it publishes neither the fee nor the percentage. Its partner channels quote lower ceilings than its own site (Dojo and eBay say up to £1 million; youlend.com says up to £2 million). The factor rate and sweep below are mid-market assumptions, not YouLend figures; replace them with the numbers on your offer.
YouLend: up to £2,000,000, no published minimum
YouLend charges one fixed fee and publishes no rate card; UK advances run 1.10 to 1.50
Use an average month, not your best one
YouLend publishes no repayment share; most UK advances take 5% to 20% of card takings
Common questions
Does YouLend publish its factor rate?▼
YouLend charges one fixed fee and publishes no rate card; UK advances run 1.10 to 1.50.
How much of my card sales does YouLend take each day?▼
YouLend publishes no repayment share; most UK advances take 5% to 20% of card takings. The share is fixed for the life of the advance, so the cash amount rises and falls with your takings.
Is this a YouLend quote?▼
No. It is arithmetic on the ranges YouLend publishes, with a mid-market factor rate where YouLend does not publish one. Your offer will carry its own figures; put those into the calculator and the result is exact for your deal.
Source
YouLend: merchant funding page and FAQ, checked 7 September 2026. The calculator assumes a 30-day trading month and a fixed share of card sales.
CapExpand Ltd (FRN 1060885) is an Appointed Representative of White Rose Finance Group Limited, which is authorised and regulated by the Financial Conduct Authority (FRN 630772). We are a credit broker, not a lender. We do not provide financial advice.