Business funding for UK limited companies and LLPs
We arrange your finance through our panel, on enquiries from £10,000 upwards. You see the numbers, and the personal guarantee, before any application goes in.
Already holding an offer? The six things that decide what a loan costs, and how to put two offers side by side, are on the compare business loans page.
CapExpand Ltd (FRN 1060885) is a credit broker and an Appointed Representative of White Rose Finance Group Limited (FRN 630772), which is directly authorised and regulated by the Financial Conduct Authority. We are a broker, not a lender.
Prefer to talk? Call 0333 041 3127
CapExpand Ltd (FRN 1060885) is a credit broker and an Appointed Representative of White Rose Finance Group Limited (FRN 630772), which is directly authorised and regulated by the Financial Conduct Authority. We are a broker, not a lender.

What we cover
See the types of business finance available. Each has its own plain-English guide, and an enquiry goes only to the lenders on our panel whose published criteria it meets.
- Business loansA lump sum repaid monthly, secured or unsecured.
- Secured business loansA charge over property or assets, and what it changes.
- Working capitalCash for stock, payroll and the day-to-day.
- Asset financeVehicles, plant and machinery paid monthly.
- Invoice financeRelease cash tied up in unpaid invoices.
- Invoice discountingBorrow against the ledger and keep your own credit control.
- Invoice factoringThe lender advances against invoices and collects them.
- RefinancingConsolidate or restructure existing borrowing.
- Commercial mortgagesBuy or refinance the premises you trade from.
- Bridging financeShort-term property finance, repaid on a sale or refinance.
- Development financeA build or conversion, drawn in stages.
- Buy-to-let mortgagesRental property in a limited company or SPV.
- Property finance guideHow the property finance products differ.
- Buying a businessAcquisition finance for a company or competitor.
- MBO and MBIFunding for a team to buy in or buy out.
- Professional practicesDental, vet, legal and accountancy practices.
Funding by sector
How each trade is funded and what a lender asks for.
Where we work
The whole of the UK, from Annesley in Nottinghamshire. The nation pages cover what changes for a business in Scotland, Wales and Northern Ireland.
When things are tight
The steps that cost nothing to take first, then what each borrowing route costs. Written for the week the problem lands, not the quarter after.
Our panel
We have access to a range of UK commercial finance lenders through our principal, White Rose Finance Group Limited. Between them they cover unsecured, asset finance, invoice finance, commercial mortgage, bridging and development lending.
How it works
- 1
Tell us what you need
Two minutes on the form, or a call.
- 2
We check the criteria
Your figures against the panel, before anything is sent.
- 3
You compare the offers
Cost, term and the guarantee, side by side. Your decision.
- 4
Funds are released
On the lender’s own timetable; property cases take longer because of valuation and legal work.
A named person calls you back within one working day. How we work, our panel and how we are paid · What a business loan broker does, and how to check one
Published with each client's permission.
Business funding by city
Forty towns and cities have their own page: what local firms borrow for and the local business register. Every case is handled from one office by phone and email, wherever the business is.
London
East of England
East Midlands
West Midlands
North West
North East
Northern Ireland
Sources and references
Each lender publishes its own figures, which change without notice.
- Companies House: CapExpand Ltd, company number 14433858
- Financial Conduct Authority register, for our status and for checking any lender we introduce you to
- Gov.uk: finance and support for your business
- British Business Bank business guidance, for independent explanations of each product type
- UK Finance: SME lending data, for market context behind the products on this page
Ready to see your options?
2-minute form. Enquiring does not affect your credit score. If you apply to a lender, it runs its own credit search, which may be recorded on your file. A named person calls you back within one working day.
CapExpand is a commercial finance broker, not a lender. We work with UK limited companies and LLPs only, for business and commercial purposes.