Dojo vs Clover
2026 ComparisonClover hardware looks fantastic. The Station Duo with its dual screens is genuinely impressive kit. But every time a business owner shows me their Clover quote, the same question comes up: why is it so hard to get a straight answer on total cost? Clover is sold through resellers in the UK, and pricing varies wildly.
The Clover rep showed you the Station Duo and it looked incredible. Dual screens, apps, the works. Then you asked for the price and they said they would "send a quote". That was three weeks ago. Meanwhile, a restaurant down the road just set up Dojo in 24 hours, knows exactly what they pay, and their customers are scanning QR codes to pay and leave Google reviews on the spot. They did not need a quote. They just got started.
Quick Verdict
Clover has flashy hardware, but Dojo is simpler, cheaper per transaction (1.3% vs 1.49%), and you will actually know what you are paying before you sign anything. Clover quotes come through resellers and can vary wildly. For the vast majority of UK businesses that need reliable card payments, Dojo is the better deal without the complexity or pricing surprises.
See What You Would Save
Drag the slider to your monthly card turnover
Clover
£159/mo
1.49% flat
Dojo via CapExpand
£150/mo
1.3% + 3p
Your annual saving
£108/year
That is £9 back in your pocket every month
Illustrative only. Your exclusive rate through CapExpand may be even lower.
Switching Takes Less Than 48 Hours
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Tell us your monthly card turnover. We come back with your exclusive Dojo rate in minutes.
5 minWe handle the switch
We manage the application, chase your old provider for exit fees, and sort the paperwork.
24 hrsTerminal arrives
Your Dojo Go arrives next working day. Free delivery. Ready to go out of the box.
Next dayStart saving
Take your first payment. Money in your account tomorrow morning. 30-day no-commitment trial.
Day 1Feature-by-Feature Comparison
| Feature | Dojo | Clover |
|---|---|---|
| In-person transaction fee | 1.3% + 3p | 1.49% |
| Monthly fee | £20/mo | From £9.99/mo |
| Contract length | 30-day rolling or 12-month | Varies by reseller (12-48 months) |
| Settlement speed | Next day (inc. weekends) | 1-3 working days |
| EPOS system | Basic (Dojo app) | Full EPOS (200+ apps) |
| Hardware range | Dojo Go portable | Flex, Mini, Station Solo, Station Duo |
| UK support | 7-day, 8am-11pm phone | 7-day webchat + phone |
| Pricing transparency | Published rates | Quote-based (via resellers) |
| Hardware cost | Included in rental | Custom quoted (est. £750+ for Station) |
| Offline mode | Standard | Available |
| Exit fee buy-out | Up to £3,000 | Not offered |
| Transaction speed | 58% faster than average (2-sec auth) | Standard |
| Platform uptime | 99.99% since Feb 2022 | Not published |
| QR code payments | Yes (bill split + Google Reviews) | Not available |
| Restaurant bookings | Full system + 800k diner app | Third-party apps only |
| Tipping on terminal | Built-in (businesses report 2,049% increase) | Available |
| Google Reviews boost | Auto-prompt after QR payment | Not available |
| 30-day commitment-free trial | Yes | Varies by reseller |
| Data intelligence | 49M cardholder dataset + competitor benchmarking | Clover dashboard |
Why Businesses Choose Dojo
Dojo on Trustpilot
5,200+ reviews. 89-91% five-star. Replies to 93% of negatives within 24 hours.
Lucia Restaurants chose Dojo over a POS system and saved 10 hours a week across all locations. Till discrepancies dropped by 90%. Their operations manager said: "Dojo has been a real game-changer. It has made us much more efficient. I would not consider any other payment provider." They also saved £8,400 in payment provider costs.
What Clover customers flag most: Users often report contract lengths that do not match what was discussed during sales. One reviewer signed what they thought was 12 months but discovered they were locked into 40 months with a £100 cancellation fee. Hidden monthly charges for statements (£5/mo), maintenance (£2.99/mo), and PCI (£15/mo) add over £600 across a contract. After-sales support is consistently described as poor once the initial sales rep moves on.
Real Numbers: A Restaurant That Chose Simplicity Over Complexity (Real Dojo Client)
Based on a a restaurant that chose simplicity over complexity (real dojo client) processing £18,000/month in card payments. Dojo client Lucia Restaurants (5 locations) saved 10 hours a week with integrated payments and cut till discrepancies by 90%..
With Clover
Transaction fees (1.49%): £268 + Software: £9.99/mo. Hidden statement/PCI fees likely.
£278/month
With Dojo via CapExpand
Transaction fees (1.3% + 3p): £234 + Terminal: £20/mo. No hidden extras.
£254/month
£0/year saved
The Verdict
Choose Dojo If:
- You need straightforward card payments without complex POS
- You want transparent published pricing, not reseller quotes
- Short contracts with no exit penalties matter to you
- Next-day settlement including weekends is important
- You prefer a simple portable terminal over a countertop EPOS
Choose Clover If:
- You need a full EPOS system with inventory, staff management and apps
- You want premium countertop hardware (Station Duo with dual screens)
- You are a restaurant wanting kitchen display integration
- You plan to build custom integrations via the Clover app marketplace
Frequently Asked Questions
Is Dojo cheaper than Clover?+
Does Clover have a contract?+
Can I use Clover just for card payments?+
Who owns Clover?+
Why apply for Dojo through CapExpand?+
Get Exclusive Dojo Rates Through CapExpand
As an authorised Dojo partner, we handle everything: application, setup, terminal delivery, and ongoing support. Our clients get access to exclusive rates and a dedicated point of contact.
30-day commitment-free trial · No contract lock-in (30-day rolling or 12-month options) · Terminal delivered next working day
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Get a funding quoteCompetitor rates sourced from the Clover website and independent UK comparison sites, April 2026. Rates may vary by business type and volume. Dojo rates available exclusively through authorised partners like CapExpand. CapExpand is an authorised Dojo partner and does not sell other card machine brands. To get your personalised Dojo quote, apply through CapExpand.