Providing online sellers fast, flexible business loans
up to £50,000 - call on 020 7183 0433

How much

£ 

How long

 months

Company name

E-mail

Contact number

Example loan: Borrow £ + Interest £. Repay £.
Loan subject to status.
Estimated interest rate of 3% per month with equal monthly payments.

Example loan: Borrow £ + Interest £. Repay £.
Loan subject to status.
Estimated interest rate of 3% per month with equal monthly payments.

See the awards capexpand has won for our online business loans

Example loan: Borrow £ + Interest £. Repay £. Loan subject to status. Estimated interest rate of 3% per month with equal monthly payments.

See the awards capexpand has won for our online business loans
capexpand provide online sellers with fast flexible finance video

How it works

Applying with capexpand is straightforward. Just follow our simple 3–step process:

Stage 1 - Complete your online business loan application

Complete simple application

Stage 2 - Your business loan application is processed by capexpand

Obtain fast decision

Stage 3 - Money transferred into your account

Money transferred


Our goal is to ensure a faster, better way for online sellers to secure capital to grow their business. A ‘one size fits all’ approach that some more traditional credit providers take can be frustrating. That’s why we take an entirely different approach and make the entire process as simple and straightforward as possible. Applying is free and all the associated costs are clearly set out. Please note we only lend to UK Limited Liability Companies or Partnerships.

We aim to make a responsible lending decision swiftly. Sometimes we may need to give you a call to have chat about your business. We love speaking with entrepreneurs and business owners about their business and hearing their growth and investment plans. Once approved, you can accept the offer and we’ll transfer the funds directly into your bank account within an hour.

You’re now free to withdraw the funds from your account and use them to invest and grow your business! Remember we send the funds within an hour of approval but some banks may take a bit longer to process them and for your funds to appear in your account. It’s best to check with your bank if there are any pending payments first before contacting us.

How we can help

  • Volume Discounts - never miss a good deal on bulk orders with an online business loan!

  • Smooth Your Cash Flow - key time of year approaching? Apply for a fast business loan and take on seasonal staff!

  • Manage Your Inventory - reduce wastage from idle stock by increasing operational efficiency!

  • Invest in Your Business - fast financing to grow your team, improve your systems and build your brand!

  • Grow Your Profits - take control of costs to improve your bottom line and expand your business!

Popular questions

Who are you?

Having provided responsible personal loans to UK consumers since 2009, we felt that online businesses could also benefit from the speed and flexibility our service has become synonymous with. 100% online – applying for a capexpand loan literally takes minutes. Bank managers, rubber plants and tasteless coffee are all refreshingly absent.


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Do you check credit reports?

Yes. When making a loan application, our technology uses a vast array of data to make a decision including checking both your business and personal credit reports. This is carried out using the major credit reference bureaux.


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What are the criteria to apply?

In order to be considered for a loan your business must satisfy the following:

  • Minimum annual turnover of at least £10,000
  • Trading for at least a year
  • UK business bank account with a linked business debit card
  • Each director of the business applying needs to be a UK resident and over 18
  • UK Limited Liability Company or Partnership

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How do I apply for an online business loan?

Visit capexpand and fill out the simple form with your business details.


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How long does the application process take?

Generally the application process takes less then 10 minutes. The process was designed to be easy, simple and fast. In order to make the right decision for all parties we may request further information to support your application.


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How much capital can I apply for?

For a first loan we can lend between £1,000 and £10,000. Following successful repayment of the first loan and where we deem it responsible, you can apply for a larger loan up to £50,000.


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How much does it cost to borrow?

We like to fit our terms to what your business needs and to the risk profile. Typically, our business loans are repayable over 1-12 months at 2%-8% of the outstanding balance in interest per month.


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How fast can I receive the funds?

Once approved, funds leave our account within 1 hour. Depending on your bank you could receive funds as fast as in a few minutes.


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What is the business loan duration?

capexpand offers loans for a duration of up to 12 months.


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Are there any fees?

There are no registration fees, no application fees and no hidden fees. There is a faster processing fee of £20 to cover the cost of sending the funds in the fastest possible time.


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